RECEVEZ GRATUITEMENT LES FAMEUSES VIDÉOS PAR EMAIL
L'article ci-dessous est en anglais.
Si vous n'ĂŞtes pas Ă  l'aise avec l'anglais, utilisez ceci :
Cet outil vous fournit une traduction automatisée en français.

Debit And Credit Card Blocking

Retour Au Sommaire
lefficacite
Title:
Debit and Credit Card Blocking

Word Count:
687

Summary:
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."


Keywords:
card, credit, debit, debit card, bank, credit debit, account, block, credit debit card, bank account, check, car, pay, blocking


Article Body:
What is Credit or Debit Card Blocking?

When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card to give an estimated total. If the transaction is approved, your available credit (credit card) or the balance in your bank account (debit card) is reduced by this amount. That's a "block." Some companies also call this placing a "hold" on those amounts.

Here's how it works: Suppose you use a credit or debit card when you check into a $100-a-night hotel for five nights. At least $500 would likely be blocked. In addition, hotels and rental car companies often add anticipated charges for "incidentals" like food, beverages, or gasoline to the blocked amount. These incidental amounts can vary widely among merchants.

If you pay your bill with the same card you used when you checked in, the final charge on your credit card, or final amount on your debit card, probably will replace the block in a day or two. However, if you pay your bill with a different card, or with cash or a check, the company that issued the card you used at check-in might hold the block for up to 15 days after you've checked out. That's because they weren't notified of the final payment and didn't know you paid another way.

Why Blocking Can Be a Problem

Blocking is used to make sure you don't exceed your credit line (credit card) or overdraw your bank account (debit card) before checking out of a hotel or returning a rental car, leaving the merchant unpaid. Blocking is sometimes also used by restaurants for anticipated size able bills (like large groups at dinner or a party), by companies cleaning your home, and other businesses to ensure credit or account money will be available to complete payment.

If you're nowhere near your credit limit or don't have a low balance in your bank account, blocking probably won't be a problem. But if you're reaching that point, be careful. Not only can it be embarrassing to have your card declined, it also can be inconvenient, especially if you have an emergency purchase and insufficient credit or money in your bank account. On debit cards, depending on the balance in your bank account, blocking could lead to charges for insufficient funds while the block remains in place.

How to Avoid Blocking

To avoid the aggravation that blocking can cause, follow these tips:

• When you check into a hotel or rent a car - or if a restaurant or other business asks for your card in advance of service - ask if the company is "blocking," how much will be blocked, how the amount is determined, and how long the block remains in place.

• Consider paying hotel, motel, rental car, or other "blocked" bills with the same credit or debit card you used at the beginning of the transaction. Ask the clerk when the prior block will be removed.

• If you pay with a different card, by cash, or by check, remind the clerk you're using a different form of payment and ask them to remove the prior block promptly.

• Ask your current debit card issuer if they permit blocks, for how long, and from what types of merchants. If they do, you may want to consider getting an overdraft line of credit from your bank. Ask about a plan that always automatically covers the overdraft and does not involve a separate bank decision on whether or not to pay it each time. Although you might incur some interest on this plan if you don't pay off the amount fairly quickly, you would not have an overdraft that is not paid. Ask your bank if they offer an overdraft line of credit, how it would work, and how much it costs.

In addition, if you are considering a credit or debit card, shop around. When you are comparing credit and debit card offers, ask issuers if they permit blocks, for how long, and from what types of merchants. You may want to consider an issuer that uses shorter blocks.


lefficacite
----
Retour Au Sommaire
BONUS : Title:
Desire, Fuel for success: How to Keep it Alive and Burning Strong

Word Count:
1007

Summary:
Anyone who wishes to achieve their dreams must have desire. It may be the only thing to keep you going when all else seem to fail. But how do you keep the fire burning and your dreams alive when there's doubt and uncertainty all around you?


Keywords:
desire,success,desire fuel for success


Article Body:
What is it that makes one man go where others don't dare tread? And that keeps him going even when the odds seem so insurmountable? When others around him expect the worst, and obstacle upon obstacle, cause him to wonder if perhaps, just perhaps, everybody might be right and he may be crazy?

That my friend is what is called DESIRE! Desire is one of the strongest emotions, and one of the greatest forces man has ever known. When harnessed properly it will give you everything you have ever wanted! Desire is the Fuel for success.

Just as a car or any other automobile needs fuel to keep going, a man's desire is what drives him and will ultimately determine if he will hold that prize at the end of the race. The thing that determines why the one person Does and the other Doesn't is not physical ability or the lack thereof, but desire and or the absence thereof.

It is said where there is a will there is a way, but what isn't said is that the will doesn't exist by itself and of itself. It is fuelled by desire. If you have lost your desire for whatever it is you want, you have Lost the Race.

Desire doesn't reason or justify. All it wants is satisfaction. It is not concerned with how you bring it about.

Desire, like most things is not something you are born with. It is a force and power which can be induced through the senses such as sight, hearing and smell. Let me give you an example.

When you see a beautiful woman or man, it does something to you. It triggers a power or force that will either die a natural death, or will become a raging fire.

That depends on what you do with it from that point onwards. Now, I used the example of being attracted to either a man or a woman, but desire is not limited to that. You can desire a big house, a car or desire to travel the world. However this will not mean much, until you crystallize this desire into something tangible, something you can see, hear, smell or touch.

So, to induce desire for whatever it is you want, you have to introduce the object of your desire, to your senses. The more you see something, the stronger your desire for that thing will become.

Lets take the example of a beautiful woman or man again. If he or she has made enough of an impression on you, you would want to see that person again, right? But if you leave it to chance you may or may not see him or her again. In the event you don't, the feelings will likely die a natural death.

But lets say, you see that person again and again, what do you think will happen? That's right! The feelings you have will become stronger.

So what you need to do is to introduce the object of your desire to your senses, not once or twice but again and again and again.

If you can, physically touch and smell and experience the object of your desire. If you desire wealth, go to the places that are symbols of wealth and get the feeling of wealth.

This can be places like expensive restaurants or five-star hotels. If you can afford it, book a room or a suite, even if it's just for one night.

If you don't have a lot of cash just go there and book a table. Order a cup of coffee or something else which isn't too expensive. I'm sure you get the picture. Do this over and over and you'll find that your Desire gets stronger and stronger.

You can apply this to anything and you will find that your desire burns stronger than ever.

If you know someone who is wealthy, approach the person and offer to assist with anything, free of charge. Most people will appreciate this gesture. Some might even take you along to places they go and may even introduce you to their circle of friends.

Alternatively go to a Dealership that sells expensive cars and just sit in one of the cars in the show room. Experience the feeling of wealth. Touch the expensive leather and wood, smell it. You can do this as often as you like. The more you do it the higher your desire will be. Do all this in addition to your other efforts to accomplish your goal.

If you cannot physically go to the places I've mentioned, you can get these places and objects to come to you. Looking at pictures is another good way to increase your desire and it doesn't cost you anything, other than a little effort.

You see, your subconscious mind doesn't know the difference between a real and imagined experience. It will accept whatever is imprinted upon it, and will start attracting that condition in terms of the people and circumstances that you need to satisfy Your Desire!

There are thousands of magazines that have pictures of the object you desire. Here's what I have done and what you can do too.

Cut out some pictures that vividly depict the thing you want and paste it all over your room or office. Position some of the pictures in such a way that it is the first thing you see when you wake up or come into that room, and the last thing you see when you leave or fall asleep.

Here is a final thought. Desire alone will not accomplish your your goals for you, it is just the Fuel. Imagine a car with fuel but no engine. Or a car that has fuel and an engine but no wheels. It won't go anywhere. The same goes for someone who only has desire.

This by the way describes about 90% of all the people in the world, who only desire things but are not prepared to do what it takes to get what they want.


lefficacite
----

"Développez Votre Efficacité en 5 Jours"
de Christophe MONGREDIEN

"Les Secrets de Ceux Qui Ont Plus de Temps"
de Christian H. GODEFROY

Si vous aimez Les Fameuses Vidéos, partagez LesFameusesVideos.com avec vos amis :

Je veux :

LE YOGA CHEZ SOI, C'EST FACILE!
AMELIOREZ VOTRE JEU A L'HARMONICA
FIER DE MON VENTRE
LA NOUVELLE METHODE POUR AIDER VOTRE ENFANT A L'ECOLE
LES FAMEUSES VIDEOS EN MARS 2024
Logo 1TPE MARS 2024
Logo Clickbank MARS 2024
Logo Aweber MARS 2024
Logo SystemeIO MARS 2024

( AffiliĂ© : alain2612.alain2612 ) Les Fameuses VidĂ©os de James Colin © Mars 2024 - Faire un lien
LOGO OFFICIEL FLUX RSS

CLUB AFFILIATION FACILE