Creativity And Rebellion Why They Go Hand In Hand

Title:
Creativity and Rebellion: Why They Go Hand-in-Hand

Word Count:
1057

Summary:
Creative people have long been known to challenge the status quo at work and school. Why is this the case? Is there something inherently rebellious about being a creative person? According to the author the answer is yes, although this doesn't always need to lead to conflict. This can be turned around for the better if people are better educated. Find out how in this article.


Keywords:
creativity, self-improvement, rebellion, creative people, right-brain thinking


Article Body:
Studies on creative people have consistently demonstrated that creativity is associated with openness to new ideas, risk-taking, and being inner-directed. Do these traits put creative people at odds with the culture and people around them? The answer is sometimes yes and sometimes no.


Say for example that Jeremy is a creative child that performs below average in school. He may be seen as a poor student by teachers and parents for “daydreaming” and doing poorly on objective tests. His latent skills as a right- brain thinker might be underappreciated and underdeveloped.


Or consider the case of Alycia, a high school teacher who works in a constrictive environment. She is eager to try new teaching techniques but finds that her colleagues are traditional in their approach and even hostile to her ideas. What can she do?


There is little doubt that creative people will struggle in environments that are overly structured and they will feel frustrated with tasks that are not challenging. This helps explain why creative children often have trouble in school, their right-brain minds wandering while their left-brain teachers are trying to force them to memorize information that these creative children instinctively see as irrelevant or trivial to understanding the “big picture” in life.


Things often get worse for creative people when they enter the workforce. If they haven’t chosen their occupation carefully they may wind up in a job that is not well suited for their particular talents and gifts. Unfortunately, they may find this out the hard way by being bored and frustrated at work.


But the job itself may not be the problem. It may also be the social milieu of the workplace. Every workplace has its own personality which organically evolves and changes over time. Some workplaces value new ideas and risk- taking, an environment that will be very stimulating for a creative, risk-taker. Other environments are rigid and traditional, which will be frustrating and could lead to conflict and dissatisfaction.


Social psychologists have noted that some work groups suffer from groupthink, which is the tendency for some groups to feel superior to others and to downplay any evidence to the contrary. These groups value conformity and resist new ideas. An innovator will feel isolated and rejected by co- workers who support this type of environment.


These co-workers often adopt an unspoken code regarding people who are different or stand out from the crowd. They send overt and covert messages of rejection to a creative co-worker who proposes new ideas. These signals include ignoring a person’s comments or providing perfunctory, hollow praise or worse punishments such as threats and ridicule for proposing ideas that threaten the perceived integrity of the group.


Many people at work become comfortable with their daily routines and over time they defend these routines as something akin to being sacred. These kinds of people often bow to the timeworn expression: “If it ain’t broken, don’t fix it,” but they over apply this attitude and to them nothing is ever really “broken” and to suggest otherwise is to threaten the comfort of their work routines. These people might respond in a venomous manner to creative and risk-taking co-workers who threaten their “comfort zone” by proposing new ways of doing things.


All of this suggests that creative people will often be at odds with people around them and frustrated by work environments and organizational structures that are rigid and unbending. This is partially due to the fact that creative people are attracted to novelty and new ideas and ways of doing things, and their creative minds are often generating alternatives to accepted practices.


The accumulated effects of these frustrations at school, work, or whatever the setting, may lead some creative people to adopt a rebellious attitude regarding rules and authority. When this happens the result may be frustration and conflict on all sides where a downward spiral results from interpersonal conflict and disagreement. This frustration may lead to a career change or disciplinary action in the workplace, an unfortunate byproduct of creative people not being successfully integrated into the workplace community.


These negative manifestations of rebellion can be avoided only when organizations and individuals are made aware of the interpersonal dynamics that distinguish different personality types from each other. One way to do so that is popular today is for co-workers to take the Myers-Briggs Personality Inventory and to discuss the results with each other. While this test is not necessarily rigorous in terms of accepted statistical measures of reliability or validity, it serves the greater purpose of opening the door to discussing interpersonal response styles and to respect each other for these differences.


Workplace diversity is typically defined in sociological terms by placing people in black-and-white categories, for example gender, race, and age. Meanwhile, other important personality and interpersonal differences, such as creativity, rarely get the same amount of attention. And yet the creativity dimension is one of the most important because creativity and risk-taking are crucial traits for organizational health and survival.


In order to avoid the traps of blind rebellion and open conflict, organizations must do a better job of identifying creative employees and in fact nurturing creativity and respect for creativity in all their employees. This is not to suggest that common group practices such as “brainstorming” are necessarily a good way to nurture creativity. Creative people are often different from other co-workers in several ways that include interpersonal differences, inner- directedness, and work habits. These differences in style as well as substance need to be addressed in an open and comfortable manner.


Creative people must also be taught to understand themselves and to appreciate that they have needs that can only be met in certain ways. They may prosper as artists, entrepreneurs, or in other professions that encourage openness, risk-taking, and eccentricity. This means that our educational system must be more responsive to the needs of creative children and must offer ways for creative children to learn that fits their learning styles.


When schools and workplaces are better educated about creativity and are in a better position to integrate creative people into the community, then individuals and society will benefit. And youngsters like Jeremy will be more likely to reach their full potential and adults like Alycia will be able to enhance their work environment by contributing unique and challenging ideas.

BONUS : Title:
Debit and Credit Card Blocking

Word Count:
687

Summary:
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."


Keywords:
card, credit, debit, debit card, bank, credit debit, account, block, credit debit card, bank account, check, car, pay, blocking


Article Body:
What is Credit or Debit Card Blocking?

When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card to give an estimated total. If the transaction is approved, your available credit (credit card) or the balance in your bank account (debit card) is reduced by this amount. That's a "block." Some companies also call this placing a "hold" on those amounts.

Here's how it works: Suppose you use a credit or debit card when you check into a $100-a-night hotel for five nights. At least $500 would likely be blocked. In addition, hotels and rental car companies often add anticipated charges for "incidentals" like food, beverages, or gasoline to the blocked amount. These incidental amounts can vary widely among merchants.

If you pay your bill with the same card you used when you checked in, the final charge on your credit card, or final amount on your debit card, probably will replace the block in a day or two. However, if you pay your bill with a different card, or with cash or a check, the company that issued the card you used at check-in might hold the block for up to 15 days after you've checked out. That's because they weren't notified of the final payment and didn't know you paid another way.

Why Blocking Can Be a Problem

Blocking is used to make sure you don't exceed your credit line (credit card) or overdraw your bank account (debit card) before checking out of a hotel or returning a rental car, leaving the merchant unpaid. Blocking is sometimes also used by restaurants for anticipated size able bills (like large groups at dinner or a party), by companies cleaning your home, and other businesses to ensure credit or account money will be available to complete payment.

If you're nowhere near your credit limit or don't have a low balance in your bank account, blocking probably won't be a problem. But if you're reaching that point, be careful. Not only can it be embarrassing to have your card declined, it also can be inconvenient, especially if you have an emergency purchase and insufficient credit or money in your bank account. On debit cards, depending on the balance in your bank account, blocking could lead to charges for insufficient funds while the block remains in place.

How to Avoid Blocking

To avoid the aggravation that blocking can cause, follow these tips:

• When you check into a hotel or rent a car - or if a restaurant or other business asks for your card in advance of service - ask if the company is "blocking," how much will be blocked, how the amount is determined, and how long the block remains in place.

• Consider paying hotel, motel, rental car, or other "blocked" bills with the same credit or debit card you used at the beginning of the transaction. Ask the clerk when the prior block will be removed.

• If you pay with a different card, by cash, or by check, remind the clerk you're using a different form of payment and ask them to remove the prior block promptly.

• Ask your current debit card issuer if they permit blocks, for how long, and from what types of merchants. If they do, you may want to consider getting an overdraft line of credit from your bank. Ask about a plan that always automatically covers the overdraft and does not involve a separate bank decision on whether or not to pay it each time. Although you might incur some interest on this plan if you don't pay off the amount fairly quickly, you would not have an overdraft that is not paid. Ask your bank if they offer an overdraft line of credit, how it would work, and how much it costs.

In addition, if you are considering a credit or debit card, shop around. When you are comparing credit and debit card offers, ask issuers if they permit blocks, for how long, and from what types of merchants. You may want to consider an issuer that uses shorter blocks.