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5 Tips For Solving Marital Money Issues
Whether you and your spouse both work outside of the home, or one of you stays home with the children, it’s easy for one person to feel out of the financial picture. It’s important in a marriage to feel equal to your partner, on all levels of the playing field. Even if you don’t feel “stuck”, it’s important for couples to communicate openly about their financial situation, and try to better it together.
Most marriages have their financial ups and downs. It can truly be a test to your relationship with your partner in dealing with the downs in particular. Here are some tips to help you deal with these situations in the quickest and calmest way possible.
1.) Pick the Right Time. Find a non stress time to sit down and have a discussion with your partner. Me and my husband love to go on evenings out, because it gives us a chance to discuss important issues in a non stress environment. If you must stay home, make sure the kids are not present during the conversation.
2.) Come Prepared. Write down the matters you have been thinking about beforehand so that you can stay on track during your discussion.
3.) Don’t Get Emotional. Avoid personal attacks towards your spouse. Use “I” instead of “you” when speaking. Don’t be argumentative and state how you feel. Don’t point fingers, and don’t start a fight.
4.) Take Turns. Common courtesy will help you achieve your goals. Feeling equal to your partner will come with a general respect between you and your partner.
5.) Make a Plan. Discuss the situation and future plans with your spouse. Make sure you have a basic budget in place and discuss you and your partnerÂ’s vital steps in your financial future. Compile a money to-do list and check your progress often.
Remember the love you have for each other during the conversation, and listen
Also to what your partner has to say during the discussion. If it seems to be a bad time in general to talk about it, remember that there will be another opportunity to let your partner know how you feel. Let it go, and pick a better time in the future.
BONUS : 5 Tips To Keep A Marriage Exciting
The buildup to the wedding is so exciting; making arrangements, laying out a plan for your future lives together. But after the honeymoon ends, life begins. And while you may have the most wonderful marriage, even the most devoted couple is certain to find the married lifestyle to be at times, well letÂ’s say, less than exciting. I mean letÂ’s face it, you love the other person, but spending all day with the same individual makes for a lot of routine activities, that if you are not careful can drag on your relationship and make you both feel unsatisfied with what is otherwise a very loving relationship.
As a result, it is vital that couples not simply sit back in the belief that a marriage will remain exciting merely on its own momentum. Rather, it is important that spouses take some basic steps to infuse their relationships with a bit of excitement.
1. Have Independent Interests
You cannot have anything interesting to say if you spend every waking moment doing and experiencing the same things. Having independent interests is not a sign of a weak marriage, as some newlyweds believe, but rather a sign of its strength. Having independent interests means that you have something unique to bring to conversations, ensuring that you both always have something interesting, and yes exciting, to say to one another.
2. Spontaneous Events
While you were dating, planning the spontaneous event seemed rather innate. But, as we grow comfortable in our relationships and more busy by lifeÂ’s obligations, we have a tendency to rely upon the strength of our relationships and in so doing fail to keep things spontaneous. So to mix things up; plan an afternoon or evening event that is completely new. Try that show your spouse has been dying to see, or visit that new restaurant that just opened up.
3. Never threaten separation
This is less a rule to keep things exciting, and more one to keep them sound. A relationship can only grow and remain exciting if both parties are confident in their commitment to one another. As a consequence, make it a rule between you and your partner that you never threaten separation or divorce. Establish an understanding that if you threaten separation, you should be heading out the door to back it up. It is a harsh rule, but one that needs imposition if your relationship is to survive the ups and downs which are a part of all marriages.
4. Weekend Trips
One sure-fire way to inject some romance into your marriage is to take a vacation with just the two of you. But with the rigors of life and the costs of a trip, a full-blown vacation can seem hard to justify. So instead opt for a one night local vacation. Plan a dinner and evening out, and cap it off with a night in a hotel. The expense isnÂ’t a lot considering the excitement that a trip, no matter how small, can bring into a relationship.
5. Spice up the bedroom
The final tip to bring excitement into any relationship is to spice things up in the bedroom. Your sex life has a strong correlation with the strength and satisfaction of your relationship. So try exploring a new position or even a sexual fantasy or adult toy with your partner, and in so doing share something intimate and bring some excitement into your marriage.
The buildup to the wedding is so exciting; making arrangements, laying out a plan for your future lives together. But after the honeymoon ends, life begins. And while you may have the most wonderful marriage, even the most devoted couple is certain to find the married lifestyle to be at times, well letÂ’s say, less than exciting. I mean letÂ’s face it, you love the other person, but spending all day with the same individual makes for a lot of routine activities, that if you are not careful can drag on your relationship and make you both feel unsatisfied with what is otherwise a very loving relationship.
As a result, it is vital that couples not simply sit back in the belief that a marriage will remain exciting merely on its own momentum. Rather, it is important that spouses take some basic steps to infuse their relationships with a bit of excitement.
1. Have Independent Interests
You cannot have anything interesting to say if you spend every waking moment doing and experiencing the same things. Having independent interests is not a sign of a weak marriage, as some newlyweds believe, but rather a sign of its strength. Having independent interests means that you have something unique to bring to conversations, ensuring that you both always have something interesting, and yes exciting, to say to one another.
2. Spontaneous Events
While you were dating, planning the spontaneous event seemed rather innate. But, as we grow comfortable in our relationships and more busy by lifeÂ’s obligations, we have a tendency to rely upon the strength of our relationships and in so doing fail to keep things spontaneous. So to mix things up; plan an afternoon or evening event that is completely new. Try that show your spouse has been dying to see, or visit that new restaurant that just opened up.
3. Never threaten separation
This is less a rule to keep things exciting, and more one to keep them sound. A relationship can only grow and remain exciting if both parties are confident in their commitment to one another. As a consequence, make it a rule between you and your partner that you never threaten separation or divorce. Establish an understanding that if you threaten separation, you should be heading out the door to back it up. It is a harsh rule, but one that needs imposition if your relationship is to survive the ups and downs which are a part of all marriages.
4. Weekend Trips
One sure-fire way to inject some romance into your marriage is to take a vacation with just the two of you. But with the rigors of life and the costs of a trip, a full-blown vacation can seem hard to justify. So instead opt for a one night local vacation. Plan a dinner and evening out, and cap it off with a night in a hotel. The expense isnÂ’t a lot considering the excitement that a trip, no matter how small, can bring into a relationship.
5. Spice up the bedroom
The final tip to bring excitement into any relationship is to spice things up in the bedroom. Your sex life has a strong correlation with the strength and satisfaction of your relationship. So try exploring a new position or even a sexual fantasy or adult toy with your partner, and in so doing share something intimate and bring some excitement into your marriage.
