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Take Control Of The Details For A Stress Free Move

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Title:
Take Control of the Details For a Stress-Free Move

Word Count:
366

Summary:
It's moving season and Americans are once again facing the stress of packing their lives into boxes and hoping everything arrives in one piece. The U.S. Census Bureau reports Americans move an average of 11.7 times in their lifetimes, with more than 20 percent of those moves ending in a different state.


Keywords:
Take Control of the Details For a Stress-Free Move


Article Body:
It's moving season and Americans are once again facing the stress of packing their lives into boxes and hoping everything arrives in one piece. The U.S. Census Bureau reports Americans move an average of 11.7 times in their lifetimes, with more than 20 percent of those moves ending in a different state.

A recent survey commissioned by The UPS Store and Mail Boxes Etc. franchise network revealed Americans' worst moving fears: broken or lost items (49 percent); moving company surcharges or late delivery (45 percent); watching movers mishandle fragile items (42 percent); and running out of packing supplies during the move (25 percent).

Despite notable concerns about broken items, the survey showed that a majority of Americans still try to get by with packing items in newspaper, clothes, sheets, towels or blankets or tissue paper. Only one-third of those surveyed sought professional recommendations on packaging supplies.

"Moving is tough, but we've found the people who have the most successful moves are the ones who take control," said Cheri Golden, The UPS Store franchisee.

What can you do to take control of your next big move? Golden offers the following suggestions:

* Plan ahead. Get expert advice by calling moving companies for quotes or asking for referrals from friends or co-workers. Web sites like www.amconf.org provide useful tips on moving and finding reputable moving companies.

* Buy enough of the right materials. Don't rely on what's lying around the house to protect your precious cargo. By using the right packing materials, there is less of a chance that your dishes or family heirlooms will end up in pieces. Remember, heavy furniture or bulky items might be stacked on top or up against these fragile items, so be sure they're protected to withstand the pressure.

* Leave it to professionals to handle large, expensive or irreplaceable items. A vast majority of survey respondents - 83 percent - would want professional help moving family heirlooms, electronics and heavy items such as pianos. Places like The UPS Store or Mail Boxes Etc. offer freight services, which can be an affordable and reliable alternative to standard movers.

Taking the time to plan ahead and investing in the proper packing materials can help reduce stress when the big day arrives. - NU


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BONUS : Title:
Take the Stress out ot Obtaining a California Mortgage Home Loan

Word Count:
469

Summary:
California Home loans make the process of buying a new home in California more affordable than ever. As you may already know, these types of loans give you many opportunities that wouldnt be possible without them. When you buy a home, you should understand as much as you can about the process, as well as the questions you will be answering. This way, youll be familiar with how things work and youll find the entire process to go much smoother.


Keywords:
california mortgage, refinance, finance, home loan, loan


Article Body:
California Home loans make the process of buying a new home in California more affordable than ever. As you may already know, these types of loans give you many opportunities that wouldnt be possible without them. When you buy a home, you should understand as much as you can about the process, as well as the questions you will be answering. This way, youll be familiar with how things work and youll find the entire process to go much smoother.

When you look towards a California home purchase loan, youll need to fully understand the interest rates. They are never the same and will vary among the different financial institutions, as well as from time to time. In many cases, home loans can change on a frequent basis, with little to no notice. When you buy a home, it is very important that you keep up with the economy. Any change in interest rates for a home loan can either increase or decrease the amount you pay back.

When getting a California home loan, youll also need to understand the terms and the length of the loan. Almost all financial institutions and lenders have a variety of different plans or periods for you to choose from. If you choose a longer period, in most cases your interest rate will drop. You can find this out yourself by using a mortgage calculator. This way, youll know how much your CA mortgage payment will be before you decide to further pursue the loan.

As you probably already know, your ability to pay the loan back is very important. Some lenders require that you keep your loan full term, while others may provide you with the option to pay it off any time you wish. Home loans that give you the option to pay it off early will normally save you quite a bit of money in the end. If you are able to pay your loan off several years early, youll save a lot of money in the long run.

Even though the early payoff option is great to have, it can also come back to haunt you if you end up defaulting on the home loan. Or, if you decide to sell your home in the future, the early payoff can haunt you as well. For those very reasons you should always consult with a specialist before you commit to any type of home loan.

For the potential home buyer, California home loans offer several different opportunities. Before you rush out and get a home loan, you should always know what you are agreeing to. You should also look into the company you are thinking of getting the California loan from as well, so that you Can better prepare yourself when you go through their process of getting your loan.


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