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Wedding Insurance

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Wedding Insurance

Most people carry some form of insurance such as auto, medical, life, etc. Since the average cost of the more than 2 million weddings in the U.S. is over $20,000, wedding insurance can cover billions of dollars caused by damages. With so much money spent on weddings knowledgeable couples incorporate wedding insurance into their overall wedding planning strategy. Wedding insurance offers protection against something going wrong, the wedding being cancelled or postponed.

Wedding insurance allows for flexibility in coverage. Just to mention a few, policies may cover for cancellation, unforeseen expenses, wedding gown, video and photographs, jewelry, venue property, gifts, liability, medical expenses. Depending on the coverage wedding insurance can cost as little as a couple of hundred dollars.

Some of the most common items covered by wedding insurance are:

Jewelry: This coverage is designed to replace or repair damaged wedding rings.

Liability: If someone falls on the dance floor, it can cover some of the medical expenses. Some wedding reception venues may require such insurance in the contract. This policy can also help if someone of the wedding party damages equipment or furniture. Without this coverage you and your new spouse may find yourselves in court with one of your wedding guests.

Weather: Unfortunately, natural disasters have been part of our lives, and for the most part unavoidable in the future. This type of coverage is very much influenced by your geographical area.

Video and Photography: This coverage will help you to reunite the wedding party in an event when your photographer is a no show, or the photographs are defective or damaged, the negatives are lost, etc.

Service Providers: This coverage will help minimize the damage caused by vendors who fail to provide a contracted product or service, it can cover such as non-refundable deposits, and expenses occurred due to finding new vendors.

Although you can’t insure against a gloomy day, you can certainly insure against disasters such as hurricanes or fires. Wedding insurance can cover just about everything except for a change of heart. Disasters and mishaps will have their toll on your overall wedding experience, but you can minimize the long-term effects by obtaining wedding insurance.
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BONUS : Wedding Jitters

These are the most precious possessions that every woman must have on the day that every woman dreams of: a long and white satin gown, fresh flowers, a nice long veil, strappy golden shoes, and a nice looking guy beside her. Well, it is special not only for the woman, but hopefully for the guy with her. It is supposed to be the “day of all days” for every couple about to get married.

More than just an adolescent fantasy, the “Dream Wedding” has been ingrained into each and every little girl from as far back as they can remember. Little girls were taught that the wedding was a holy ceremony and that those who get married are supposed to share a bond that would last forever.

A fairytale-like story, isn't it? Well, of course it is. But as we all know, life is not a fairy tale. And even the lives that nearly become living fairy tales do not happen with just one snap. Getting married is a difficult, if not painful episode or prelude to a normal, happy married life.

Let's start from the beginning ---- right at the time of making The Proposal. Every guy in the world should at least propose to his fianc· Of course, proposing to share the rest of his life to his girl is not that easy. Anxiety takes place from the very thought of proposing. What would I say? What would I do to make this event special? What should I wear? Would she say “Yes”? These are just some of the questions that can make any guy's heart pound with nervousness. Even the most “macho” of men would find their hands sweaty. Most even stutter right up to the very moment of asking the girl to marry him. All these strange yet normal reactions are due to anxiety.

Fast forward. The couple now thinks of the next big step: getting married. A lot of factors are to be considered in planning for the “best day” of your life. It is not just the flowers, the gown, and the church. It is about planning the main event that will be a part of them for the rest of their lives. Given this idea, couples would really feel the stress and anxiety...and who wouldn't if you're planning your dream wedding?

The thing with parents is, that, sometimes, they get to choose what they want to see in your wedding. Call it unfair, but it is what it is. Of course, they do to get to experience anxiety too. They too have undergone the “rigors” of getting hitched. The key is to compromise --- knowing that parents also want the best for the couple. Taking time to prepare for your grand event would decrease the anxiety that you feel as the big day approaches. Think of a spa trip with your fianc? That should do the trick.

Indeed, planning a wedding can make the couple feel the stress and anxiety almost everyday up to the very date of the wedding. Due to stress, the couple may even forget a lot of important things. One of the most important things to sort out before the wedding is the guest list. Weddings are not complete without a list of guests. Now in this area, both of you should think of the size of the wedding. How many people should be invited for each side of the family, and yes, invitations? Then comes the church. Where would be convenient for everyone? What has a nice interior? Will everyone fit there? How about the priest? And most important, when will the wedding be? How about the reception? Catering? The flowers? The cake? and everything else in between? All these questions should be answered while going through the wedding plan.

Considering all these, the couple, especially the bride-to-be, could experience anxiety even if she is just having her fitting for her dress. Of course, the feeling of getting married, being with your fianc for the rest of your life --- are just some ideas that would make pre-wedding jitters even worse. Stress and anxiety often comes hand in hand while the wedding day gets nearer but it is perfectly normal to feel so. But as a last resort, hiring a wedding planner just might be easier way to get your Dream Wedding.
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