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Should I Buy My Teen A Vehicle
Well, that depends if youre ready for your teen to become more independent and responsible. It also depends of course on your purse or wallet! Buying a vehicle for your teen is a big leap and presents lots of responsibility for your teen who is either at or approaching the age he or she can drive. You may want to consider some or all of these tips to help you in your decision on whether or not you should purchase a vehicle for your teen:
1) Consider having your teen work towards paying the down payment or entire purchase price for their vehicle. By doing this, your teen is able to learn responsibility and the value of money! Your teen will probably take good care of their vehicle if they are contributing or paying for the purchase of the vehicle.
2) You may want to purchase your teen an older used vehicle, probably a sedan that will be reliable for their needs. Your teen will probably be able to save money on insurance and fuel costs by purchasing an older vehicle. A sports car or 6-12 cylinder vehicle would not be an appropriate vehicle for your teen to have. They dont need it! Remember, their just getting started. Usually the insurance costs for older vehicles are cheaper than newer and sport car type vehicles for your teen. So keep this in mind before you and your teen consider purchasing a vehicle.
3) If you decide to purchase or allow your teen to buy a vehicle, consider having your teen pay either a portion or all of the vehicle maintenance costs and insurance. This will assist your teen in continuing to learn responsibility and how to manage their finances. Theyve got to learn sometime, so why not now!
4) If you and your teen have come to a decision to purchase a vehicle for them to use, do your research on the vehicle that would be appropriate for your teen. If you have access to the internet, thats a good place to start. If not, then review the newspaper vehicle classified section, vehicle trader magazines and any other resource you can find prior to purchasing the vehicle. Youll want to find the best quality, price and reliability for the vehicle that is being purchased for your teen.
5) Maybe youre not ready for your teen to have a vehicle yet. Thats okay too. However, you may want to have them work towards saving for the purchase of their vehicle for the future. You know they will eventually start driving, so why not start saving now! You will be able to have your teen learn the importance of saving and budgeting for items they would like to purchase in the future.
So, after you and your teen have discussed the prospective purchase of a vehicle for them, hopefully youll be armed with enough information to assist you in making a decision that will work for you and your teen!
BONUS : Should I Give My Kid An Allowance?
Sure, why not! Giving your child an allowance will assist in teaching your child responsibility, how to save and budget their money. Its a good idea to consider starting an allowance for your child by the time they start first grade. By that time, your child will be able to learn more about money. Theyll need to start some time. The sooner the better! Here are some tips and suggestions on what you may want to consider when thinking about giving your child an allowance:
1) How much allowance should I give my child? Well, make sure the amount you give your child is affordable to you and fits within your budget. Consider giving your child a certain amount of money per week based on their grade level or age. Make sure the amount of the allowance that you give your child each week is realistic for your budget. Be comfortable with the allowance youre giving your child!
2) Set-up chores for your child which are age appropriate and chores that your child will be able to handle with ease.
3) Consider giving your child a weekly allowance on the same day of the week. It this is not realistic for your budget, consider giving the allowance to your child every two weeks or on a monthly basis. Make sure the time frame that you give the allowance is around the same period of time on a weekly, monthly or bi-weekly basis.
4) You may want to consider giving your child a bonus amount on top of the allowance they receive for doing extra chores. Again, make sure that if you are considering doing this, that it fits within your budget.
5) Make sure the allowance you give to your child does not include their school lunch or supplies they need for school. These expenditures should be separate from your childs allowance.
6) You may want to teach your child to save their allowance towards an item they want if it costs more than their allowance given on a weekly, biweekly or monthly basis. This will allow your child the opportunity to learn how to save and budget for something they want to purchase.
7) As your child gets older, you may want to consider adjusting their allowance accordingly. Remember the older your child gets, the allowance is usually increased. Just make sure if the allowance is increased, you stay within your own budget!
Giving your child an allowance is important when youre trying to teach your child about responsibility and budgeting for their personal finances. The earlier your child is able to learn how to manage their finances the better. By giving your child an allowance, this helps them as they grow older and assist them in knowing how to manage their own money for the future!
Sure, why not! Giving your child an allowance will assist in teaching your child responsibility, how to save and budget their money. Its a good idea to consider starting an allowance for your child by the time they start first grade. By that time, your child will be able to learn more about money. Theyll need to start some time. The sooner the better! Here are some tips and suggestions on what you may want to consider when thinking about giving your child an allowance:
1) How much allowance should I give my child? Well, make sure the amount you give your child is affordable to you and fits within your budget. Consider giving your child a certain amount of money per week based on their grade level or age. Make sure the amount of the allowance that you give your child each week is realistic for your budget. Be comfortable with the allowance youre giving your child!
2) Set-up chores for your child which are age appropriate and chores that your child will be able to handle with ease.
3) Consider giving your child a weekly allowance on the same day of the week. It this is not realistic for your budget, consider giving the allowance to your child every two weeks or on a monthly basis. Make sure the time frame that you give the allowance is around the same period of time on a weekly, monthly or bi-weekly basis.
4) You may want to consider giving your child a bonus amount on top of the allowance they receive for doing extra chores. Again, make sure that if you are considering doing this, that it fits within your budget.
5) Make sure the allowance you give to your child does not include their school lunch or supplies they need for school. These expenditures should be separate from your childs allowance.
6) You may want to teach your child to save their allowance towards an item they want if it costs more than their allowance given on a weekly, biweekly or monthly basis. This will allow your child the opportunity to learn how to save and budget for something they want to purchase.
7) As your child gets older, you may want to consider adjusting their allowance accordingly. Remember the older your child gets, the allowance is usually increased. Just make sure if the allowance is increased, you stay within your own budget!
Giving your child an allowance is important when youre trying to teach your child about responsibility and budgeting for their personal finances. The earlier your child is able to learn how to manage their finances the better. By giving your child an allowance, this helps them as they grow older and assist them in knowing how to manage their own money for the future!
