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Chart Your Child's Accomplishments With A Chore Chart

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Chart your Child's Accomplishments with a Chore Chart

It can be very frustrating to ask your child over and over again to complete their chores without them ever getting done. If this describes your house to a tee, consider designing a chore chart. Chores might include taking out the garbage, doing the dishes, cleaning their room, yard work or putting laundry in the laundry room. Each chore has to be done just once or twice a week. Anything more is unrealistic. After your child completes each chore, they can put a check mark on the chore chart. At the end of each week, it's very inspiring for both parent and child to look at the chore chart and easily see that each designated job was completed. Just like our 'to do' lists, your child will find great satisfaction in being able to check off each chore as it's completed and take pride knowing they accomplished a set task or list of tasks.

Once you've sat down with your child and discussed and designed a chore chart, it's time to discuss the rewards for accomplishing each task listed. Perhaps at your home you decide you will give a set sum for each task accomplished. If you should decide to grant your child some sort of monetary allowance, make sure it's age appropriate and granted on a regular basis. A good rule of thumb is 50 cents per year of age. So your 8 year old child would earn $4.00 per week if each chore on the list has been completed. If it has not been, they do not receive their allowance.

This is a great opportunity for you to teach your children the value of both earning and saving money, and also giving back. Perhaps the child can divide their allowance into thirds: 1/3 to spend, 1/3 to save, and 1/3 to use to help those less fortunate than themselves. You might also want to consider designing a 'bank book' for each portion of the allowance and tuck each into three separate coffee cans or money jars, and that way you and your child will be able to keep track of how much has been saved, how much has been spent, and how much of their allowance has gone to help someone else.

Should you decide to use non-monetary incentives as chores payment, be sure you set clear parameters for your child. Be sure they understand that two hours each weekend of their favorite video game or going to see a movie with mom or dad is only earned by completing the chore list successfully each week. You might want to consider writing these on a slip of paper as 'currency' for the child to keep in their 'privilege bank' and they can cash it in with you when they'd like.

Regardless of the method you choose, keep in mind this can be a valuable tool for both you and your child.


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BONUS : Chase Student Loans, Key To Getting A College Education

There are a number of financing institutions that extend help to those students who aspire to go to college, but just do not have enough funds for it. College education has always been of great importance towards finding a well paying profession.

Tertiary education is one of the factors employers give importance to when hiring a new professional level employee. While it is true that not everyone can afford college education, there are various groups of people and institution who are willing to assist them with grants and scholarships. Although sometimes, it will be in the form of student loan which, of course, must be repaid by the borrower, student loans give hope for those who are determined to pursue their education. One of the leading financial institutions that provide this type of assistance is Chase Education Finance. They provide what is called Chase Student Loans.

Chase Education Finance is a division of JP Morgan Chase & Co. They are one of the leaders in investment banking, financial services, small business and commercial banking, asset and wealth management and private equity. Chase student loans provide educational products and services that students can avail of. Additional information about other types of loan that they offer can be viewed online.

For those who are undergraduate students, their parents who needs funding for their children’s education, graduate students, high school students and recent graduates, Chase student loans has federal Stafford loan which they can apply for. Besides having a convenient application process, one of the admirable things about this loan is that it does not look at the credit history of the student. They also pride themselves in giving out low interest rates and flexible repayment schemes, which may be delayed until after the student’s graduation.

Chase also has a new Chase Medical Education Program which is offered to medical students to help fund their education. It offers medical students financing options such as zero-fee Stafford loan, a Private Student Loan and a residency loan.

Because some students encounter a lot of unexpected financial problems when enrolled in college, some of them could not help but file for another loan. Although this is possible, take note that it can cause some problems, especially by the time they have already graduated and must start repaying the loans incurred. It is recommended to keep record of the loans made and how much is owed from each lender, in order to lessen the burden of debt management. You might be more than please to know that Chase Education Finance also offers loan consolidation programs that can sum up all other existing loans so you can make your repayments much easier. Another option for those students with multiple loans is to apply for a consolidation loan. This student loan consolidation advice will save you a lot of money over the term of the loan and lower your payments.

Chase student loans have been trusted for many years. If you are a determined student who wishes to overcome financial challenges towards getting your coveted college diploma, you can apply for Chase’s educational loan services and start your way to graduation.
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