Are You Having Sleepless Nights Because Of Your Finances

Title:
Are You Having Sleepless Nights Because Of Your Finances?

Word Count:
387

Summary:
You’ve worked hard all day and come home at night, only to discover that you can’t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It’s time for you to go to work. Day two comes and you’re off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you’re going to pay all of these bills....


Keywords:
debt, financial, bankruptcy, impulse, sleepless, money, luxuries, bills, divorce, Christian


Article Body:
You’ve worked hard all day and come home at night, only to discover that you can’t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It’s time for you to go to work. Day two comes and you’re off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you’re going to pay all of these bills. Despite your best efforts on the job, including overtime, it doesn’t seem to be enough. What can you do? Who can you to turn to?

Does this sound like you? Are you a Christian having sleepless nights because of your finances? Here are the top five reasons I have found why people get into debt:

1) Try to live beyond their means. Keep up with the Joneses.
2) Lost job and bills pile up
3) Have never been taught money management
4) Divorcing and the other party charged up cards in the process splitting up
5) Impulse Shopping

I too was a victim. Not from just one, but two of these debt catalysts. My husband equally had financial woes, his was still on this list. Being in debt has a way of having a hold on you and causes you not to think clearly. People in debt tend to operate out of fear - for example they ignore phone calls because it might be a collection agency on the other end. How many calls have they missed? Or perhaps, they write a check in the hopes that it will clear the bank; knowing full well they spent the money on luxuries and other needless excesses that have caused the bank account to have insufficient funds.

If any of this sounds like you or someone you know, assure them they can get out of debt without filing bankruptcy. They have to want help and not let pride or embarrassment get in their way of being helped.

At Journey To Wholeness, we work with people who want help getting their finances in order. There is no charge for our help. Why would you pay someone to help you get out of debt?

BONUS : Title:
Are You Still Sleeping with That Pain in The Neck?

Word Count:
334

Summary:
No I am not talking about your significant other. I am talking about your pillow. Are you still scrunching it in half, constantly adjusting it throughout the night, tossing and turning? A sleeping pillow is very personal, very individual. Pillows are not one size fits all. The right pillow ensures a good night’s sleep by keeping your head in the right position.


Keywords:
down pillows,pillows,goose down pillows,cleaning a down pillow,firm down pillow,soft down pillow,renovate down pillow,luxury down pillow,eiderdown pillow,down,down and feather pillow,bed pillows


Article Body:
There are many sleeping pillows to choose from, cotton, wool, latex, polyester or natural filling like goose down. Most pillows come soft, medium and firm. A down bedding specialist will carry high quality goose down that will stay lofty. You will be able to try many pillows with different qualities of goose down and each a different firmness. Generally, people who are stomach sleepers require a soft pillow, back sleepers a medium pillow and side sleepers a firm pillow, unless they are petite then a medium would be better. Some down bedding specialists will offer the service of adjusting the pillow once you have slept on it a few nights. Now that’s the perfect sleeping pillow.

A high quality goose down pillow with the right amount of filling will cradle your head and keep your head at the correct angle for a good night’s sleep. A high quality white goose down and the proper care will prevent the pillow from flattening out, keeping the loft to support your head and spine in the correct alignment. Regular cleaning and conditioning (not washing or dry-cleaning) by a down specialist will not only sanitize the down, it will re-fluff it and keep it lofty, and remove any dust. You should clean your down pillows about every 3 - 4 years to keep them fresh and fluffy. Choose a high threadcount for the casing to ensure the down will not “leak” out. Swiss Batiste is the lightest, most durable and the most downproof material with a very high threadcount. Any cotton cambric 300 and over will be very durable and downproof.

So for that all important personal pillow, get what you really need for a perfect night’s sleep. Choose a high quality Eiderdown or white goose down pillow and have it made just for you. You will be rewarded with years of sleeping without that pain in the neck. Once you have your perfect pillow, get an extra one for traveling. You will not want to be without it.