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How To Conquer Intimidating Goals

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Title:
How to Conquer Intimidating Goals

Word Count:
531

Summary:
Tackling new skills can feel intimidating. But we only feel intimidated because we overestimate the task and underestimate our own abilities. Take learning to drive for example. Today, millions of very mentally un-gifted people got into automobiles and drove them. And most of them had no accident today. So how hard can it be, this task that's intimidating you?


Keywords:
goals, start, skills, confident


Article Body:
"Oh that would be too hard for me -- I could never learn to do that."

We've all heard these words... you may even have said them yourself. Tackling new skills can feel intimidating. But we only feel intimidated because we overestimate the task and underestimate our own abilities. We aren't confident enough in our natural abilities. Take learning to drive for example.

Today, millions of very mentally un-gifted people got into automobiles and drove them. And most of them had no accident today. So how hard can it be?

Or maybe you're thinking of writing a book. Millions of people every year write books.

Millions more
save money
start businesses
find jobs
lose weight
get into shape
discover someone to love
get married
find a way to attend school
start new careers

And many other things you may have been thinking are too hard, too complicated, too far beyond you.

The truth is, they're not beyond you at all.

DO THIS:
========

What have you been holding yourself back from doing? No, you don't have to list EVERYTHING you're putting off. Just take the top one.

First:
======

Whatever it is, write it down on a piece of paper.

Second:
=======

Now think of somebody who isn't particulary smart, but who is now doing the very thing you want to do.

Been putting off learning to drive? Look at all the idiots on the road who somehow manage to get from here to there without wrecking the countryside.

What about marriage? True, most people botch it completely, but many millions actually do get it right and live in happiness.

Or maybe you're putting off starting your own business. Same thing -- you've met people barely clever enough to get in out of the rain, but they have businesses. And they haven't gone bankrupt -- at least not yet.

Chances are, the one thing you're lacking is not intelligence, nor ability, nor talent. Training is no real stumbling block, either, since people regularly go get the same training you're wanting.

No, you're probably only lacking permission. You're waiting around for somebody to validate you, then pick you up and prove to you that you can do it.

It ain't gonna happen that way. The good news is, it doesn't HAVE to happen that way.

All it takes is just deciding you'll do it. Then just begin.

Several years ago someone told me a great two-step formula for success in any field.

Step one is start; step two is don't stop.

So we come to...

Third:
======

Make a beginning, no matter how awkward, then just keep moving forward in the direction you want to go.

Honestly, it's just about that simple.

While great intelligence can make things simpler, it can also make things much more difficult if you never learn to use it FOR yourself instead of against.

Please notice that beginnings are almost always awkward. That's okay. Give yourself permission to be a beginner when you begin. And if you feel a compulsion to be perfect, then just be a perfect beginner.

But do keep moving... forward.


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BONUS : Title:
How To Evolve A Financial Success System

Word Count:
1151

Summary:
More often than not, people associate success with money and wealth. While that is a lopsided view of success, it is true that success often brings with it financial rewards; it is also true that many people who aspire to success are thinking of the financial rewards that will follow when they succeed. But what if your idea of success is purely financial? In that case, it could be that you are looking for a financial success system that will help you achieve your financial ob...


Keywords:
success,achieve success,how to succeed,successful,financial success system, personal finance plan


Article Body:
More often than not, people associate success with money and wealth. While that is a lopsided view of success, it is true that success often brings with it financial rewards; it is also true that many people who aspire to success are thinking of the financial rewards that will follow when they succeed. But what if your idea of success is purely financial? In that case, it could be that you are looking for a financial success system that will help you achieve your financial objective.

In two other articles I discussed the use of project management techniques in achieving personal success. In that case, we looked at "Project Success" and how we could plan for it. Why not apply more business techniques, this time to money, and develop a financial success system or plan?

In most respects, your personal finances are no different to a business's finances. The underlying principles are the same. As a former professional management accountant, I can assure you that the way a company's or organisation's finances are, or should be, run is fundamentally similar to the way your own finances should be run.

Every company will have systems in place that are designed to further the success of the company, as well as protect its assets from misappropriation. In effect, they put in a financial success system that should enable them to run the business profitably and by so doing build assets.

The main elements of a company's financial system can quite easily be recognised as good practice in your own personal financial system. The statutory requirements are quite different, but from a financial management point of view there are some helpful similarities an individual can learn from.

If you apply some of the following business finance fundamentals to your own approach to personal finance, then over time you will develop a finance success system that will grow your wealth for the rest of your life.

1. Budgeting

Setting and managing budgets is a routine part of any business; they are a key tool in financial control. A home budget is vitally important too. Get into the habit of setting and monitoring your personal budget of income and expenditure, and you will have the foundation of a financial success plan.

2. Investment Appraisal

Whenever a company decides to spend money on a large capital item or new product, for example, it may carry out an investment appraisal. You will not have such large spending decisions to make, but the important thing is to consciously assess the expenditure. Will it build your financial success or hinder it? For example, if you are buying a car, which will depreciate, there is a high risk it will diminish your personal assets significantly and set back your finance success plan. When it is time to indulge, be sure it is the right time.

3. Building Assets

A company builds assets by consistently being profitable, investing wisely, and developing the business at a sensible and sustainable pace. Being profitable is earning more revenue than you spend in expenditure. The same is true of you as an individual; always ensure you earn more each month than you spend. The balance (savings) goes into your spare assets, which can build over time, especially with sound investment.

4. Balance Sheet

Creating a balance sheet in a large business can be quite complex. A simplified version may help you keep an eye on your own asset status. Preparing a rough balance sheet once a year, showing your assets on one side and liabilities on the other, will give you an idea of your personal worth, in financial terms. By comparing year on year, you can ensure you are making progress.

If you use a home budget software program, it may have a balance sheet facility to help you.

5. Regular Financial Reporting

Companies have a legal obligation to produce accounts each financial year. Your legal requirements are for your personal tax purposes only.

However, a business does not rely just on annual accounts, and nor should you. It is likely they will have management accounts on at least a monthly basis, to allow management to keep track of the way business is progressing. You should also follow that example, and keep a close watch on your budget each month, and react accordingly.

6. Cash Flow Forecasting

Even a profitable company can have problems keeping going if it does not manage its cash flow properly. In fact, it is a common reason for companies to cease trading. As part of your budgeting, ensure you incorporate cash flow forecasting, that way you can allow for peaks and troughs in income and expenditure without hitting problems with paying bills on time.

Missing payments can prove expensive to your overall wealth, so is best avoided at all times.

7. Investment and Treasury

If all goes according to plan, you will have surplus cash. A company will have a treasurer for that, but in your case that treasurer is you. Take that role seriously, and over time you will be a financial success. If you have a partner, it makes sense to involve them in this, and other parts of your plan for financial security.

Investment is a fascinating subject, so if you can learn about it, you will be well placed to do better than an average investor. Investment is about balancing risk and return, and if you can master that without taking silly risks, you should do well financially.

On top of those purely financial aspects, there are other key areas to a business that will affect finances that you could learn from:

1. Marketing.

Keep an eye on the market place for the type of success you are seeking and your areas of expertise. Try to anticipate how that market may develop and prepare yourself ahead of everyone else. You are worth more if you are ahead of the game, whatever field you may be. For example, when I was 20 I decided it was a good idea, long term, to learn as much about computing and finance as possible, as eventually they would be key in every organisation. That was before pc's existed, and it proved a sensible decision, even though my main aim was to be a writer.

2. Education and Training of Key Personnel

As an individual, the more you educate yourself about many aspects of life, both personal and commercial, the better placed you are to become wealthy. Never become complacent about your own knowledge; over time it will decline in importance, so you need to refresh it constantly. Train yourself, educate yourself, continuous.

Those are just a few ideas of how you may use business finance practices to build your own financial success over the long term. Follow those, and you should not go far wrong, and prepare yourself for a rebound should anything ever go wrong, such as redundancy or divorce, which can scupper even the best of financial plans.


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"Développez Votre Efficacité en 5 Jours"
de Christophe MONGREDIEN

"Les Secrets de Ceux Qui Ont Plus de Temps"
de Christian H. GODEFROY

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